Request up to $10,000 Now!

It's as simple as one, two, three

WHY REQUEST A LOAN ONLINE?

Requesting a loan online is very easy and quick. You don't need to wait in long lines to request a loan or leave the comfort of your own home.

CREDIT SCORE HAS NO IMPACT

Your credit history or lack of credit do not impact your ability to obtain the funds you need timely.

All credit scores considered

Have your personal and banking information ready when you complete our form and you will get a decision in minutes.

What is skyloans?

skyloans is a network connecting lenders who offer short-term loans. Our goal is to pair you with one or more short-term loan lenders who can provide you with access to emergency funds, regardless of the reason. We help you find loans of up to $10,000 quickly and with ease.

How it works

SUBMIT ONLINE

Fill out our short form secured with 256-bit technology.

RECEIVE RESPONSE

If approved, review all the terms and rates on the lender's website.

CHECK YOUR ACCOUNT

Get money deposited into your bank account as soon as the next business day.

Have a question? We've got answers!

A short-term loan is a way for consumers to get the money they need in emergencies without the same hassle that is associated with other forms of consumer credit. Getting money from credit cards or traditional banks can be time consuming and frustrating. Short-term loans are headache-free and relatively easy for most people to obtain—even if they have been denied other forms of credit due to their credit histories. In just a few short minutes, consumers can request and be approved for a short-term loan of up to $10,000.

In most cases, the criteria you must meet in order to be eligible for a short-term loan are the same across all lenders. You must be 18 years of age or older, a legal resident of the Canada, have a steady source of monthly income (e.g. employment, CPP,ODSP, etc.), have a bank account that is not currently overdrawn, and have a working telephone number and email address. Some lenders may provide you with funds even if you are not employed, but you must be able to show proof of steady income from various sources such as CPP,ODSP or unemployment.

Short-term loans certainly have a reputation for being expensive, but they are truthfully no more expensive than getting a credit card loan or overdrawing a checking account. Think of it this way: while the interest rates for short-term loans are indeed higher, these loans are made to be paid off within a very short period of time. As long as consumers are able to stick to the terms of the loan and pay them off according to the original agreement, it can certainly be a very convenient and affordable option.

You would not overdraw your checking account or get a loan from your credit card without good reason, so the same principles should be applied to short-term loans. They are designed to be used during financial crises as a short-term solution and never as a way to dig oneself out of a mountain of debt. We encourage consumers to use their loans responsibly and never request money for frivolous spending. Consumers who have serious financial trouble should consider hiring a professional credit counselor to help them prepare budgets and pay off debt.

Customer Reviews

skyloans is awesome. They were super quick and easy. I did all the stuff online and in couple minutes got an approval. I had to do an emergency tooth extraction because of the pain it was causing. It was great to be able to get it done so fast and not go another day with a terrible toothache. Thank you so much!

THOMAS CHIRCHON

When I was ready to go home, my car wouldn't start and it needed to be towed to a shop to be fixed. Since I hadn't been paid yet this week, I went online to see if I could find help. I found SkyLoans. It took me 5 minutes to fill out the form and get approved. I got the money the same day. Thank you!

Martin

A pipe in my house burst and I didn't have any money at the time to fix it. My buddy had used skyloans before and told me they could help. I went online and filled out a their form. After only a couple of minutes they told me I could get $10,000. I got the money same day and was able to repair the pipe right away.

Tremblay

License: #349123

Sky Loans. provides loans up to $10,000 with interest rates ranging from 4.99% to 9.99%, and terms from 6 to 60 months. APRS on such loans range between 10.8% to 20.99%. Your actual rate will depend on a variety of factors such as your credit score and the loan amount. An example of borrowing costs paid on a $5,000 loan with a 36 month term at 10.00% APR is a Monthly payment of $179.55, with the total repayment amount of principal and interest being $6,463.8 and the total cost of the loan (interest only) being $1,463.08. To qualify for The Foundation, you must have an active account with a bank or financial institution, as approved by Skyloans, and a valid government-issued Canadian ID.All guarantee references are made in connection to the Evergreen Loan. To qualify for the Evergreen Loan, you must first successfully complete 12 months on The Foundation and save $300, have an active account with a bank or financial institution, as approved by Skyloans, and a valid government-issued Canadian ID.